Moral debt

I owe so many so much. Parents, friends, other people, Jesus. I promise myself that I will repay everything I owe - fiscally, potentially - but spiritually? For it is in giving that we receive. Francis of Assisi.

I just wish I was in a position to be more generous with my time. I don't believe that life is a mere collection of vaguely related moments, but some how that's how it seems.
And there's always that lingering, occasional doubt that I might die before my time and have never given, or said, to those who deserve it most.